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Saving Your Hard-earned Money Is Essential.
Here’s How First Heritage Bank Can Help.

We know saving money isn’t always easy. But it’s the smartest thing you can do for that proverbial “rainy day.” Let First Heritage’s professional bankers help you – we offer the best, competitive savings account options, plus top customer service. Consider the three types of personal savings accounts offered by First Heritage Bank to determine which one best suits your needs.




Recommended if you want A regular savings account with a low opening deposit and liberal access to your funds

An account with competitive interest and unlimited access to your funds in person and at ATMs

An account that pays highly competitive interest on multiple tiers, while allowing unlimited funds access in person and at ATMS
Minimum Daily Account Balance - Requirement to Avoid Monthly Service Fees $200 $1,000 $15,000
Monthly Service Fee $3 $8 $15
Additional Metered Fees $.50 charge for each withdrawal if you exceed 3 withdrawals per month Not Applicable Not Applicable
Minimum Opening Deposit $25

$100
$25 for Seniors and Minors

$1000
Outstanding Features
  • Unlimited withdrawals allowed in person, of which 3 are service charge-free
  • Free Online Banking
  • Free Direct Deposit

  • Allows up to six remote withdrawals per monthly statement cycle
  • Unlimited withdrawals allowed in person
  • Free Online Banking
  • Free Direct Deposit
  • Allows up to six remote withdrawals per monthly statement cycle
  • Unlimited withdrawals allowed in person
  • Free Online Banking
  • Free Direct Deposit
Unique Features  
  • Higher Interest Rate than our Statement Savings on balances of $2,500 and above
  • Highly competitive interest for balances of $25,000 and above

Customers aged 50 or better are also eligible for even more great benefits with our Timeless Advantage accounts.


Check Current Rates

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All our accounts are insured to $100,000.00 by the Federal Deposit Insurance Corporation (FDIC). Ask a First Heritage banker for specifics on FDIC-insured account options and other information provided by the FDIC.

First Heritage Bank's account programs are subject to change. Certain restrictions apply. Overdrawn accounts and other fees may reduce earnings when the minimum balance requirement is not maintained.

For each Savings or Money Market account, no more than six (6) pre-authorized, automatic, online or telephone transfers may be made from these accounts to another account of yours or to a third party in any month. Only three (3) of these six (6) transfers may be made by check (Money Market only), draft or debit card.