Manage Your Banking Wisely With Our New First Heritage Bank Health Savings Account
Healthcare needs and related expenses are probably the number one issues facing many individuals and families in America today. A Health Savings Account offers eligible individuals who participate in a high-deductible health plan (HDHP) an affordable alternative to the high cost of healthcare. The HSA program offers individuals many benefits, including the ability to keep the money and save towards retirement if not spent on qualified medical expenses over the years.
First Heritage Bank's Health Savings Account offers you this convenience and more with:
- Friendly, knowledgeable bankers that can answer your questions about your HSA checking account.
- A convenient application form that only takes minutes to complete.
- Online viewing so you can easily monitor your withdrawals, balances and other account activity.
- Easy access to your HSA checking with special HSA Checks and our HSA Visa® Debit Card.
- A competitive interest rate to maximize your return.
- A low set-up and monthly account maintenance fee.
- No per check or per activity charge when you use your HSA Checks or HSA Visa® Debit Card.
First Heritage Bank HSA Checking Overview
Health Savings Accounts (HSA) have become a popular method of deferring potential taxes, while saving money for future health care needs. However, they can be intimidating and confusing. If you have a High Deductible Health Plan (HDHP) and wish to defer tax free money, you need a financial partner to hold your money until you have a qualified medical expense to pay. You also need convenience in monitoring your account and withdrawing your money.
Reasons to open an HSA Checking Account include:
- Tax savings
- Reduced medical insurance premiums
- Funds accumulate year to year, no "use it or lose it" restrictions
- Long-term savings, funds can be used for Retirement
- Portable account which is able to move with you
First Heritage Bank HSA Checking Details
| Type of Account Plan | ||
| Minimum Opening Balance | $25 | |
| One Time Set Up Fee | $25 | |
| Minimum Daily Balance | $0.01 | |
| Monthly Maintenance Fee | $1 | |
| Interest Rates |
|
|
| ATM Transactions | Free access to your funds at all FHB ATMs. | |
| Check Images | Free viewing of electronic images of cleared checks online with Internet Banking. | |
| Account Extras | Free HSA exclusive checks and a Free HSA Visa® Debit Card; ordered at account opening. | |
| Statement Options | Free detailed statement outlining your expenses each month . |
In addition, your First Heritage Health Saving Account gives you access to:
- Notary Service
- Cashiers Checks
- Money Orders
- Travelers Checks
- Wire Transfer
- Safe Deposit Boxes (available at certain locations)
Click for more information on:
- Certificates of Deposit (CDs)
- Individual Retirement Accounts (IRAs)
- Debit Cards
- Business Loan Options
- Financial Calculators
To learn more about First Heritage Bank's HSA Checking:
Drop by and visit with one of our bankers at our 6 convenient locations. Or call us at (360) 568-0536 and ask to speak to one of our New Account Representatives
Disclosure:
First Heritage Bank's HSA Checking account program is subject to change. Certain restrictions apply. Ask a First Heritage Banker for details. Account transaction limitations are subject to funds availability. Image copies of your checks are available free of charge. First Heritage HSA Checking requires an initial opening deposit of at least $25.00. A $25.00 set-up fee is charged to your account when initially set up. A $1.00 per month service charge applies to any First Heritage HSA Checking account regardless of balance, however no annual fees apply. Overdrawn accounts and other fees may reduce HSA account value. At First Heritage Bank, all deposit accounts are insured to $100,000.00.
