First Heritage Bank Features Three Business Checking Accounts.
Which Is the Best Option for your Business?
Your business needs a checking account that provides maximum features, flexibility and convenience. So we’ve designed three business checking options for you. All are highly competitive in the financial industry. Our goal is to ensure that you find the best solution for your business banking needs.
| Type of Account Plan | Free Business Checking | Business Interest Checking | Business Checking |
| Recommended for your business if you want: | A free checking account with no monthly service fee or minimum balance requirement |
A checking account that earns interest and is available to sole ownerships and qualifying non-profit organizations |
A regular business checking account with a low opening deposit and liberal access to your funds |
| Minimum Daily Account Balance - Requirement to Avoid Monthly Service Fees | Not Applicable | $2,000 average balance or $750 minimum daily balance | Not Applicable |
| Monthly Service Fee | $0 | $8 | $7 |
| Additional Metered Fees | Not Applicable | Not Applicable | $.12 fee per check posted, $.15 fee per credit posted, $.05 fee per item in deposit |
| Minimum Opening Deposit | $100 | $100 |
$100 |
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Check Current Interest Rates
In addition, your First Heritage business checking account gives you access to:
- Notary Service
- Cashiers Checks
- Money Orders
- Travelers Checks
- Wire Transfer
- Safe Deposit Boxes (in certain locations)
Click for more information on:
- Certificates of Deposit (CDs)
- Individual Retirement Accounts (IRAs)
- Debit Cards
- Business Loan Options
- Merchant Payment Services
- Financial Calculators
- Health Savings Account
First Heritage Bank's Business Checking Account provides an "earnings credit allowance" to help offset monthly fees that may be assessed. Business Interest Checking pays interest on your money every day. Interest is compounded on the collected balance daily and paid back into the account at statement cycle. Our Business Checking Accounts are designed to provide a highly liquid, secure environment alternative, while paying interest or earnings credit allowances that are adjusted based on market conditions. Business Account Programs are subject to change. Certain restrictions apply. Overdrawn accounts and other fees may reduce earnings when minimum balance requirements are not maintained.
