First Heritage Bank
Bank Bribery and Internal Conduct Policy

The following standards are set forth to give guidance on ethical conduct on the part of all First Heritage Bank employees. These standards are not designed to interfere with the personal lives of the employees but to guide an employee’s actions in the workplace and outside the workplace when representing the bank.

It is the policy of First Heritage Bank that:

Any employee, officer, director, agent, or attorney of First Heritage Bank is prohibited from soliciting for themselves or for a third party (other than the bank itself) anything of value from anyone in return for business, services, or confidential information of the bank.

Any employee, officer, director, agent, or attorney of First Heritage Bank is prohibited from accepting anything of value (other than normal authorized compensation) from anyone in connection with the business of the bank either before or after a transaction is discussed or consummated. The exceptions to this policy include:

Gifts of a reasonable value based upon a family or personal relationship where that relationship is the obvious motivating factor for the gift.

Meals, refreshments, entertainment, accommodations or travel arrangements of a reasonable value provided they are in the course of a meeting or occasion, the purpose of which is to hold bona fide business discussions or to foster better relations and provided that the expense would be paid for by the bank, if not paid for by another party;

Advertising or promotional material with a value of less than $25.00;

Gifts with a value of less than $100.00 related to commonly recognized event, such as a promotion, religious holiday, wedding or retirement;

Discounts or rebates on merchandise or services that do not exceed those available to other customers of the merchandise;

Award for recognition of service or accomplishment from civic, charitable, educational, or religious organizations.